Privacy Policy

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  • Privacy Policy - If you choose to use our website imccsl.com or mobile app named as “ISLAMPUR MAHILA CREDIT CO-OP SOCIRTYLTD” , then you agree to the collection and use of information in relation with this policy. The Personal Information that we collect are used for providing and improving the Service. We will not use or share your information with anyone except as described in this Privacy Policy.

  • Information Collection and Use
    - For a better experience while using our Service, we may require you to provide us with certain personally identifiable information, including but not limited to your name, phone number, and postal address and device IP. The information that we collect will be used to contact or identify you. We do not share or sell your personal information with third party. We are committed to maintaining the confidentiality, integrity and security of personal information.

  • Cookies
    To deliver more personalized user experience, we may send cookies to your device. These cookies help us track the information about visitor's interests and preferences as per their browsing history and enable us to enhance our customer experience accordingly. Users may have a choice to refuse cookies but, doing this may create inconvenience for them while using some parts of “ISLAMPUR MAHILA CREDIT CO-OP SOCIRTYLTD”

  • Sharing of Information
    Your security is our responsibility hence, we do not sell, trade or rent your personal information to ANYONE. However, we may share general details that are not linked to user's personal identification information with our business partners, trusted affiliates and advertisers for the purposes mentioned in “Usage of Information”.

  • We may also use third party links to make “ISLAMPUR MAHILA CREDIT CO-OP SOCIRTYLTD” a more valuable and scalable resource and share your information for those confined purposes and for the purpose of that service.

  • Usage of Information
    To maintain the high level of security, the information we collect from the user's remains Private and Confidential and won’t be shared with any third party outside of our organisation, however, we may use your information for following purposes: -> To understand user's needs more closely and provide enhanced customer experience. -> To respond to user's service requests more efficiently. -> To improve our services with user's valuable feedback. -> To send information about our new services & updates. -> To process payments. -> To respond to user's inquiries, questions, and other requests.

  • Security of Information
    We don’t compromise in data security hence, we leverage appropriate data collection, storage and processing practices along with strict security measures.

  • Third Party Links or Websites
    Users may get to see the third party links or other content on our platform, visiting or browsing these links or content is subject to that website’s own terms and policies. “ISLAMPUR MAHILA CREDIT CO-OP SOCIRTYLTD” is a controlled system and will not let malicious or “unwanted” service and/or link to be on the platform, however, usage of service(s) is subject to their own terms and conditions.

  • Third Party SMS API
    We use third party SMS API just to make our service secure and flexible. We send OTP (One Time Password) SMS to the registered members for mobile number verification .We also send transaction success notifications and other occasional SMS from our website/ mobile app to make our service better. All the SMS templates are verified and approved by SMS API provider as per Telecom Regulatory Authority of India (TRAI) rules and regulations.

  • Changes to This Privacy Policy
    We reserve the right to change or update this privacy policy at any time without any prior notice to the users. Users may check the policies frequently to keep themselves posted about all the latest modifications and changes.

  • By visiting our portal and using our services, you acknowledge that it is your responsibility to periodically check this privacy policy and be updated about all the changes we make in the privacy terms & conditions.

  • Your Acceptance
    If you wish to use our services, you must accept all our terms and conditions mentioned above. If in case you don’t agree to any of our terms and conditions, respecting your opinion, we request you to please not use our services.

  • Providing incorrect, inappropriate and incomplete information may lead us to unintentional failure to deliver appropriate services to you. You may request for the service cancellation at any time by sending an email to us on info@imccsl.com or getting in touch with your Accounts Management Team.

  • Cancellation of services may result in the deletion of your account including irrevocable loss of all data related to your account.